Farm Insurance
Farm Insurance Quote Forms
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Farm Insurance Information
We know the business of farming.
By and large farming is a family endeavor, rich in tradition. But the way you operate your business can change considerably over time. Some things, however do remain constant. Whether you raise cows, grow produce, operate a horse stable, manage a greenhouse or tap a large sugar orchard, you should not have to worry about whether you have the correct insurance coverage. That's why you need an insurance professional who knows your business, someone like us. We understand that a standard one size fits all policy simply does not fit. Your business is unique, and your insurance coverage should address this.
Learning about you and your farm
What is the age, condition and value of the buildings on your farm? Are livestock vulnerable to natural disaster? What equipment is critical to your operation? What is the value of your livestock - at today's prices? Do you lease any other land? Do you board any one else's livestock? Is some of your livestock boarded elsewhere? What are the liability issues arising from your boarding practices? How many employees do you have? What are their job duties? Does your current workers compensation insurance address all these duties? Are the rated properly? (We often find people paying too much because of improper rating). Do you operate a farm stand? Do you carry products liability for what you sell there?
Lots of questions, and that only touches the surface. We need to ask these types of questions to properly evaluate your coverages. It is often revealing for a fresh set of eyes to look at your operation. Maybe you are carrying unneeded coverage, maybe you don't have enough. Click here to submit a quote form for your special farm.
Mini Farms
Sometimes called Country Estates, Lifestyle Farms or Specialized Farms, these do not easily fit standardized categories. You may own a few horses, sheep or alpacas. You may grow vegetables or tap some sugar maples. There are a lot of situations that may make your situation undesirable to the usual homeowners insurance companies.
We have access to companies that understand the risks associated with these types of activities. We can place you with a company where you will have the appropriate coverage.
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